why use a broker

The mortgage process can be intimidating for homeowners and all lenders and mortgages are different as one mortgage could be much more suitable and economical for you than another.

• Shopping for the best mortgage not only takes time and effort, but also requires specialized expertise to compare competing lenders’ offers and terms. Anyone who wants to be sure they are getting the best mortgage product and mortgage rate for their situation, is now using a mortgage broker.

• As you know, a lender profits when you accept a higher interest rate. global does not seek to maximize its own profit when you take a higher rate because we are paid by the lender based primarily on the size of the mortgage. This creates a natural impartiality which we use in reviewing our client’s situation to determine the best possible solution for their mortgage needs. Once your financing is approved, in most cases we are paid by the lender for the mortgage referral. Occasionally, brokerage fees apply, but are discussed with you in advance of proceeding.